Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. If you ask a Delta loyalist what credit card they have, they'll more than likely respond with either the American Express Platinum Card® or the Delta SkyMiles® Reserve American Express Card .
Either of these cards makes a great case for a spot in a Delta fan's wallet ; despite that, they have enough differences to make it important to carefully consider your traveling style before committing to one or the other.
Committed Delta flyers will likely find the Delta Reserve more appealing, but travelers who place a high value on flexibility and lounge access may get more out of the Amex Platinum.
Here's a full comparison of the key similarities and differences between these two cards, so you can choose the right premium card for your Delta flights.
Annual fee $895 (see rates and fees ) $650 (see rates and fees ) Welcome offer Find out your offer and see if you're eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.) Earn two domestic round-trip Delta Comfort flight certificates and 50,000 bonus miles after spending $10,000 on purchases in the first six months of card membership. (A 21-plus day advance purchase is required; up to $80 per person in taxes and fees apply. Other restrictions apply.) Offer ends Nov. 4. Authorized user fee $195 per authorized user (see rates and fees ) $175 per authorized user (see rates and fees ) Quick picks by traveler type Best for Card Travelers who don't exclusively fly with Delta Amex Platinum Travelers who frequently redeem points for hotel stays, in addition to flights Amex Platinum Travelers who exclusively or almost exclusively fly with Delta Delta Reserve Travelers who often fly on Delta with a companion Delta Reserve Amex Platinum vs. Delta Reserve: Welcome offer Currently, new Amex Platinum cardmembers can find out their offer and see if they're eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)
According to TPG's September 2026 valuations , this welcome offer is worth up to $3,500.
Meanwhile, new Delta Reserve cardmembers can earn two domestic round-trip Delta Comfort flight certificates and 50,000 bonus miles after spending $10,000 on purchases in the first six months of card membership. (A 21-plus day advance purchase is required; up to $80 per person in taxes and fees apply. Other restrictions apply.) Offer ends Nov. 4.
According to TPG's September 2026 valuations , the miles in this welcome offer are worth $600.
Amex restricts cardmembers to earning one welcome bonus per card per lifetime, so it's important to get the best offer you can. If you frequently fly with a companion or travel often domestically on Delta, the…