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Venture X Business vs. Amex Business Platinum vs. Sapphire Reserve for Business: Three-way card showdown

Venture X Business vs. Amex Business Platinum vs. Sapphire Reserve for Business: Three-way card showdown

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Venture X Business vs. Amex Business Platinum vs. Sapphire Reserve for Business: Three-way card showdown

Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. While there's no shortage of business cards on the market, there are limited options for premium cards that provide value year after year.

Chase entered the premium business card market last year with the introduction of the Chase Sapphire Reserve for Business℠ (see rates and fees ).

The popular Capital One Venture X Business and The Business Platinum Card® from American Express have been pillars of the premium business card market for years now.

All these cards have annual fees higher than $395, but they have perks and benefits that can easily help offset the annual fees.

Let's jump into which card is right for your business.

Interested in personal credit cards instead? Check out our review for the Chase Sapphire Reserve® , review for the American Express Platinum Card® and review for the Capital One Venture X Rewards Credit Card .

Annual fee $395 $895 (see rates and fees ) $795 Welcome offer Earn 150,000 bonus miles after spending $30,000 on purchases in the first three months from account opening. Find out your offer and see if you're eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer. Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening. Earning rates Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Business Travel Earn 5 miles per dollar spent on flights and vacation rentals booked through Capital One Business Travel Earn 2 miles per dollar spent on every other purchase Earn 5 points per dollar spent on flights and prepaid hotels booked with AmexTravel.com. Earn 2 points per dollar spent on purchases of $5,000 or more and in select business categories in the U.S. — construction material and hardware suppliers, electronics goods retailers, software and cloud system providers, and shipping providers — on up to $2 million of purchases in a calendar year, then 1 point per dollar Earn 1 point per dollar spent on other purchases Earn 8 points per dollar spent on Chase Travel℠ purchases Earn 5 points per dollar spent on eligible Lyft rides through Sept. 30, 2027 Earn 4 points per dollar spent on flights and hotels booked directly Earn 3 points per dollar spent on advertising purchases made with social media sites and search engines Earn 1 point per dollar spent on all other purchases Benefits 10,000 bonus miles on every account anniversary No foreign transaction fees Access to the Capital One Premier Collection and Lifestyle Collection for hotel bookings Hotel elite status (Gold Elite status with Marriott Bonvoy, Gold status with Hilton Honors and Sterling status with The Leading Hotels of the World) Rental car elite status 35% airline bonus when redeeming with American Express Membership Rewards points on your designated airline via Amex Travel (up to 1 million points back per calendar year) Access to American Express Fine Hotels +…