Sept. 12, 2026 • 8 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. If the Atmos Rewards loyalty program isn't on your radar yet, it's time to buckle up and pay attention.
Born from the merger of Alaska Airlines and Hawaiian Airlines , this program has quietly become one of the most valuable in the industry, with an award chart full of sweet spots. And the premium Atmos™ Rewards Summit Visa Infinite® credit card is the best way to quickly rack up those points, especially if you travel internationally.
That's because, in addition to the impressive welcome bonus, the Summit card earns an impressive 3 Atmos Rewards points per dollar spent on foreign purchases.
That's not just dining or travel, but every purchase made in a foreign currency.
When you're traveling abroad, the last thing you want is to have to figure out which card to use for each transaction. With the Summit card, it's all you need.
Here's why this single earning rate makes the card the market leader for international travelers.
Atmos Rewards Summit Visa Infinite credit card : Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases in the first 90 days from account opening.
Related: My take on Alaska's unified Atmos Rewards program
At TPG's September 2026 valuation of Atmos Rewards points, earning 3 points per dollar on foreign purchases translates to 4.65 cents of value per dollar spent abroad.
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Eligible Bank of America account holders can do even better, receiving a 10% rewards bonus on points earned from card purchases. That boosts the return on eligible foreign transactions to 3.3 Atmos Rewards points per dollar, worth about 5.12 cents per dollar at TPG's September 2026 valuation.
That's an exceptional return on purchases that would otherwise fall outside other airline cards' bonus categories .
The beauty of the Summit card is its simplicity. There are no rotating categories to activate, no cap on bonus earnings and no confusion about merchant codes or time zones . Every eligible foreign transaction earns the same generous rate, whether you're paying for a hotel in Tokyo, a train ticket in Switzerland or groceries in Mexico.
TPG contributing editor Matt Moffitt , who recently relocated to Spain, now uses the Summit card for all non-dining purchases.
Though the American Express® Gold Card still edges ahead in one single category, dining at 4 points per dollar spent at restaurants worldwide (on up to $50,000 in purchases per calendar year, the 1 point per dollar spent thereafter), Amex acceptance outside the U.S. can be inconsistent, some…