Augusta Stone Augusta Stone Credit cards writer Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards. also contributed to this story March 04, 2026 • 21 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. TPG founder Brian Kelly is a Bilt adviser and investor. We love transferable credit card points and miles here at TPG.
The ability to transfer your rewards to a wide range of airline and hotel loyalty programs provides valuable flexibility to maximize your travel. You're not locked into a single redemption scheme as you plan your trips.
If you can't find the seats available in one program, you can choose another program before transferring any credit card points or miles. If a program devalues its currency without notice, you can switch to a different program for your next points or miles transfer.
With dozens of different transfer possibilities, it can be difficult to remember just how many options you have.
Here's a handy guide that highlights the best cards for transferable points and miles and breaks down which credit card points and miles you can transfer to which airline and hotel programs, along with their respective transfer ratios.
We also list our latest valuation for each transfer partner so you can get the best value to maximize your hard-earned points and miles.
The best way to earn transferable credit card points or miles is with the right credit card. Here are some of our favorite options from each issuer:
Related: How I transitioned from cash-back rewards to my points and miles card strategy
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Aer Lingus AerClub (Avios) 1.4 cents 1:1 1:1 1:1 1:1 Aeromexico Rewards 0.8 cents 1:1.6 1:1 Air Canada Aeroplan 1.4 cents 1:1 1:1 1:1 1:1 Air France-KLM Flying Blue 1.3 cents 1:1 1:1 1:1 1:1 1:1 1:1 American Airlines AAdvantage 1.7 cents 1:1 ANA Mileage Club 1.4 cents 1:1 Alaska Airlines Atmos Rewards 1.5 cents 1:1 Avianca LifeMiles 1.4 cents 1:1 1:1 1:1 1:1 1:1 British Airways Club (Avios) 1.4 cents 1:1 1:1 1:1 1:1 1:1 Cathay Asia Miles 1.3 cents 5:4 1:1 1:1 1:1 Delta SkyMiles 1.25 cents 1:1 Emirates Skywards 1.2 cents 5:4 1:1 4:3 5:4 Etihad Guest 1.2 cents 1:1 1:1 1:1 1:1 EVA Air Infinity MileageLands Not valued 4:3 1:1 Finnair Plus (Avios) 1.4 cents 1:1 Frontier Miles 1.3 cents Iberia Club (Avios) 1.4 cents 1:1 1:1 1:1 1:1 Japan Airlines Mileage Bank Not valued 1:1 2:1.5 JetBlue TrueBlue 1.35 cents 250:200 5:3 1:1 1:1 1:1 Qantas Frequent Flyer 1.3 cents 1:1 1:1 1:1 Qatar Airways Privile…