Toni Perkins Contributor Oct. 24, 2026 • 12 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. Black Friday may no longer involve shoppers risking bodily harm for the last Tickle Me Elmo, but that doesn't mean the deals are any less exciting. From big-ticket electronics to everyday essentials, this is when retailers roll out some of their best discounts of the year.
And while scoring a great deal is satisfying enough, earning cash back, points or miles on top of those savings can make the deals even better.
Whether you're braving the crowds or shopping from the comfort of your couch, here are the best credit cards to use when shopping this year's Black Friday sales.
If your Black Friday shopping plans involve more clicking than crowd-dodging, the Bank of America® Customized Cash Rewards credit card deserves a spot in your wallet.
By selecting online shopping as your bonus category, you can earn extra cash back at a wide range of retailers, including stores offering some of the year's biggest holiday discounts.
Welcome bonus: Earn a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. Plus, earn 6% cash back for the first year from account opening in your choice category.
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When to use this card: The online shopping category makes this card particularly useful for Black Friday and Cyber Monday purchases, whether you're shopping for electronics, clothing or holiday gifts.
Eligible BoA Rewards members can boost their cash-back earnings even further.
To learn more, read our full review of the BofA Customized Cash Rewards .
Apply here: Bank of America Customized Cash Rewards
You don't need an expensive credit card to earn great rewards on your holiday shopping. The Blue Cash Everyday® Card from American Express offers a straightforward way to earn extra cash back on eligible online purchases, all without an annual fee.
Welcome bonus: Find out your offer and see if you are eligible for as high as $200 cash back after spending $2,000 on purchases in the first six months of card membership.
(Welcome offers vary, and you may not be eligible for an offer; Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.)
Key earning rate: 3% cash back* on online purchases from U.S. retailers (on the first $6,000 spent during a calendar year, then 1% until the following year)
*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com check…