Travel & Tourism

Don't lose your statement credits: Midyear card benefits to redeem before July 1

Several biannual statement credits reset at the end of June. Here's which ones expire July 1 and how to use every dollar before you lose out on value.

AAdmin
June 24, 2026
3 min read
Don't lose your statement credits: Midyear card benefits to redeem before July 1

Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note TPG's Brian Kelly is a Bilt adviser and investor. If you have a premium rewards card , you're likely familiar with its statement credits . When cards charge high annual fees , much of that cost is often offset by these perks .

Many benefits reset on a biannual or quarterly basis, which means you either use them or lose them. As June 30 approaches, it's worth taking stock of which statement credits you still have left to redeem.

Here's a card-by-card breakdown of the benefits you'll want to use before July 1.

Some Membership Rewards -earning cards, as well as a few of Amex's Hilton cobranded cards , have statement credits that will expire at the end of June.

The Business Platinum Card® from American Express has three statement credits that fit into this category in exchange for its $895 annual fee (see rates and fees ).

Enrollment is required for select benefits.

To learn more, read our full review of the Amex Business Platinum .

Here's what American Express Platinum Card® members need to keep in mind to help offset its $895 annual fee (see rates and fees ).

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Enrollment is required for select benefits.

One additional note: If you have the Amex Platinum or Amex Business Platinum and haven't used any of your airline fee statement credit (worth up to $200 per calendar year), datapoints suggest you may be able to contact Amex before June 30 to change your designated airline selection. This statement credit can be used all at once or across multiple transactions.

To learn more, read our full review of the Amex Platinum .

If you have the American Express® Gold Card , there's one expiring statement credit to be aware of.

To learn more, read our full review of the Amex Gold .

A premium card for Hilton loyalists, the Hilton Honors American Express Aspire Card has two expiring benefits.

To learn more, read our full review of the Hilton Aspire .

There's a quarterly statement credit on the The Hilton Honors American Express Business Card you'll want to redeem.

To learn more, read our full review of the Hilton Business Amex .

The Hilton Honors American Express Surpass® Card has its own quarterly statement credit to maximize before July 1.

To learn more, read our full review of the Hilton Surpass .

Related: 7 cards that can replace your Amex Platinum

Two Bilt cards offer a biannual statement credit that you must use by the end of June.

The Bilt Palladium Card (see rates and fees ) has one benefit expiring at the end of June.

To learn more, read our full review of the Bilt Palladium .

The Bilt Obsidian Card (see…