Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. With so many fantastic travel rewards credit cards available, including some with large welcome bonuses and phenomenal benefits, you might have difficulty choosing one that suits your needs. The decision can become even more complicated if you're eligible for a small-business credit card , which opens the door to a whole new set of options.
Two of the most valuable mid-tier cards from Chase are the Chase Sapphire Preferred® Card (see rates and fees ) and the Ink Business Preferred® Credit Card (see rates and fees ). They have similar benefits, including earning Chase Ultimate Rewards points , and identical $95 annual fees.
They make a powerful team, but you may only want — or qualify for — one of them.
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Let's look at how these cards stack up against each other to help you decide whether one or both deserve a place in your wallet.
Annual fee $95 $95 Welcome bonus Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening. Earning 5 points per dollar spent on hotels and car rentals purchased through Chase Travel℠ 5 points per dollar spent on Lyft (through Sept. 30, 2027) 5 points per dollar spent on Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027, with a limit of 25,000 bonus points) 3 points per dollar spent on dining worldwide, online grocery stores (excluding Target, Walmart and wholesale clubs) and streaming services 3 points per dollar spent on vacation homes*, and gas and electric vehicle charging 2 points per dollar spent on all other travel 1 point per dollar spent on everything else *Booked through Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa
Notable benefits Travel protections Extended warranty and purchase protection Annual Chase Travel hotel credit Complimentary DoorDash DashPass membership (activate by Dec. 31, 2027) Travel protections Extended warranty and purchase protection Cellphone protection Free employee cards Sapphire Preferred vs. Ink Business Preferred welcome offer New Sapphire Preferred cardholders can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Based on TPG's June 2026 valuations , this welcome offer is worth $2,050. This matches the highest offer we've seen in the card's history .
Meanwhile, new Chase Ink Business Preferred cardholders can earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
Based on TPG's valuations, this welcome offer is also worth $2,050. This is the standard welcome offer we typically see on this card.
Note that both cards are subject to the 5/24 rule , meaning you can't have opened five or more cards across all banks in the…