Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Fans of Royal Caribbean, Celebrity Cruises and Silversea now have a decision to make that's tougher than choosing between an Eastern or Western Caribbean cruise for their next getaway. Should they sign up for the Royal ONE™ Visa Signature® credit card or the Royal ONE Plus™ Visa Signature® credit card to earn points toward cruise discounts?
If you're loyal to Royal Caribbean, you can't go wrong with either card. The card that's right for you will depend on your spending habits, how often you cruise and how quickly you wish to rack up points.
Let's take a closer look at the Royal ONE and the Royal ONE Plus so you can make an informed decision.
Annual fee $0 $99 Earning rates 3 points per dollar spent on Royal Caribbean Group purchases 2 points per dollar spent on groceries, gas and electric vehicle charging 1 point per dollar spent on all other purchases 4 points per dollar spent on Royal Caribbean Group purchases 2 points per dollar spent on dining, hotels, airlines, groceries, gas and EV charging 1 point per dollar spent on all other purchases Welcome bonus Earn 45,000 bonus points after spending $2,000 on purchases in the first 90 days from account opening. Earn 70,000 bonus points after spending $3,000 on purchases in the first 90 days from account opening. Cruise benefits A $100 anniversary cruise discount if you spend $10,000 or more with the card annually Priority embarkation day boarding in a cardholder line A $200 anniversary cruise discount if you spend $20,000 or more with the card annually Priority embarkation day boarding with suite guests Priority luggage delivery on embarkation day Additional benefits No foreign transaction fees 24-hour access to Visa Signature Concierge service Access to the Visa Signature Luxury Hotel Collection 24-hour travel and emergency assistance Car rental coverage Trip delay, cancellation and interruption coverage Lost luggage reimbursement Global Entry or TSA PreCheck application fee credit No foreign transaction fees 24-hour access to Visa Signature Concierge service Access to the Visa Signature Luxury Hotel Collection 24-hour travel and emergency assistance Car rental coverage Trip delay, cancellation and interruption coverage Lost luggage reimbursement Royal ONE vs. Royal ONE Plus welcome bonus Sign up for the Royal ONE Visa Signature credit card , and you'll earn 45,000 bonus points after spending $2,000 on purchases in the first 90 days from account opening.
Choose the Royal ONE Plus Visa Signature credit card , and you'll earn 70,000 bonus points after spending $3,000 on purchases in the first 90 days from account opening.
Before deciding between the two cards, be sure to consider whether you can comfortably pay the Royal ONE Plus' $99 annual fee and meet its slightly higher spending requirement.
And remember, the welcome bonus for both cards is only available to new card applicants. If you previously held a Royal Caribbean or Celebrity Cruises credit card and your new card was repla…