Olivia Mittak Olivia Mittak Credit Cards Editor Olivia Mittak is a credit cards editor at TPG. She specializes in maximizing earn for points and miles, finding the best welcome bonuses and choosing the right credit cards for your wallet. also contributed to this story July 05, 2026 • 4 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. Here at TPG, we love our transferable credit card points and miles . You can use them to book award travel with various airline and hotel partners, even if you're not loyal to said airlines and hotels.
For instance, Rachel once transferred Chase Ultimate Rewards points to World of Hyatt and redeemed them for a weeklong stay in Hawaii — even though she'd never set foot in a Hyatt.
You might be planning to transfer credit card rewards once you've earned a lucrative welcome bonus . Or, if a great redemption option comes up, you could find yourself transferring points or miles unexpectedly. In this case, you'll want to do this as quickly and painlessly as possible, so it's worth doing a little bit of setup now to save yourself time later.
Your point transfers could be slowed down if your partner loyalty account is relatively new, which can affect your redemptions. Here's why we recommend setting up loyalty accounts as soon as possible, even if you don't have any transfers planned.
Related: How (and why) you should earn transferable credit card points and miles
Even the most well-planned redemption can fall through if award availability gets snapped up while you're waiting for your points to appear in your airline or hotel account.
Transfer times range from a few seconds to several days, depending on the type of credit card rewards and the transfer partner. See our guides to transfer times for American Express Membership Rewards , Bilt , Capital One miles , Chase Ultimate Rewards , Citi ThankYou Rewards and Wells Fargo Rewards to learn more.
But remember, these transfer times can be longer if you recently opened your partner account. The longer you have to wait for the transfer, the more likely award space will disappear before your points or miles make the journey.
Former TPG director of content Andrea Rotondo experienced this when she transferred Chase Ultimate Rewards points to her Air Canada Aeroplan account — which she had opened five days earlier — for a business-class redemption on Swiss .
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Although Chase points typically transfer to Aeroplan instantly , Andrea's points took around 36 hours to reach her Aeroplan account. Thankfully, the seats she was t…