Travel & Tourism

Delta SkyMiles Gold Business American Express Card review: Simple Delta perks without a premium annual fee

Is the Delta SkyMiles Gold Business American Express Card the right choice for you? We take a look at the pros and cons of Delta's starter business card.

AAdmin
July 7, 2026
3 min read
Delta SkyMiles Gold Business American Express Card review: Simple Delta perks without a premium annual fee

Toni Perkins Contributor July 07, 2026 • 12 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. For business owners looking to dip their toes into the Delta Air Lines cobranded card lineup, the Delta SkyMiles® Gold Business American Express Card is a solid starting point. With perks like priority boarding, free checked bags and inflight discounts, it's built to give Delta travelers useful benefits without the higher annual fees charged by Delta's more premium business cards. Card rating*: ⭐⭐⭐

  • Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

Business owners loyal to Delta have no shortage of cobranded cards to choose from, whether they're casual travelers or in the air every week.

The Delta SkyMiles Gold Business American Express Card is the starter product in the Delta business card lineup. This card is designed for those who want to earn Delta SkyMiles and enjoy a few Delta-specific perks but might not travel with the airline enough to justify a more premium card.

This card has a $0 introductory annual fee for the first year, then a $150 annual fee thereafter (see rates and fees ).

To increase applicants' chances of approval, we recommend having a good to excellent credit score before applying.

Free first checked bag worldwide and free second checked bag on U.S. domestic flights Priority boarding on Delta flights Inflight discount (in the form of statement credits) Annual fee (after the first year) No Delta Sky Club lounge access Delta SkyMiles Gold Business Amex benefits While the Delta SkyMiles Gold Business card doesn't have the same premium perks as its more expensive Delta business card counterparts, it comes with several benefits when flying on Delta.

Daily Newsletter Reward your inbox with the TPG Daily newsletter Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts Email address Sign up Submitting... By signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy . You may unsubscribe at any time.

Beyond its travel protections, the card also charges no foreign transaction fees (see rates and fees ), making it a logical choice for business owners who frequently travel abroad.

*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.

**Eligibility and Benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc.

Related: How to maximize the statement credits on the Delta Amex cards

When you understand how you can earn and redeem your miles from the Delta SkyMiles Gold Business , you can maximize the card's overall value.

These…