Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. Paying an annual fee doesn't have to mean spending hundreds of dollars.
Plenty of excellent credit cards charge less than $100 annually while still offering valuable rewards, travel perks and statement credits that can easily outweigh the cost for the right cardholder.
Limited-time offer on the Chase Sapphire Preferred® Card : Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening (see rates and fees ).
Whether you're looking to earn transferable points , maximize cash back or enjoy travel perks, these are the best credit cards with annual fees under $100.
Chase Sapphire Preferred Card Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. Earn 5 points per dollar on all travel purchased through Chase Travel℠ , Lyft purchases (through Sept. 30, 2027) and Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027, with a limit of 25,000 bonus points) Earn 3 points per dollar on dining (including eligible delivery services, takeout and dining out), select streaming services, gas and electric vehicle charging stations, vacation homes (at Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa) and online grocery purchases (excluding Target, Walmart and wholesale clubs) Earn 2 points per dollar on all other travel Earn 1 point per dollar on all other purchases $95 Ink Business Preferred Credit Card Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening. Earn 3 points per dollar on travel, shipping, internet, cable and phone services, and advertising purchases with social media sites and search engines (on up to $150,000 in combined purchases each account anniversary year) Earn 1 point per dollar on everything else $95 Capital One Venture Rewards Credit Card Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. Earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and on Capital One Entertainment purchases Earn 2 miles per dollar on every purchase $95 Blue Cash Preferred Card from American Express Find out your offer and see if you are eligible for as high as $300 cash back after spending $3,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.) Earn 6% cash back at U.S. supermarkets (on up to $6,000 per calendar year in purchases, then 1%) Earn 6% cash back on select U.S. streaming subscriptions Earn 3% cash back on transit and U.S. gas stations Earn 1% cash back on other eligible purchases Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon…