Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. Hyatt offers two of the most well-rounded hotel cards: the World of Hyatt Credit Card (see rates and fees ) and the World of Hyatt Business Credit Card (see rates and fees ).
Beyond the obvious distinction between a personal card and a business card, these two Hyatt products have significant differences.
So, does it make sense to have both the World of Hyatt Credit Card and the World of Hyatt Business Credit Card? In some instances, for those looking to reach higher thresholds of elite status without hotel stays, yes.
Here's a closer look at these two Chase cards — and whether it makes sense to add either (or both) to your wallet.
Welcome offer Earn up to 75,000 points: Earn 45,000 bonus points after spending $5,000 on purchases in the first three months from account opening. Earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent in the first six months from account opening (on purchases that normally earn 1 point, on up to $15,000 spent). Earn 70,000 bonus points after spending $7,000 on purchases in the first three months from account opening. Annual fee $95 $199 Earning rates 4 points per dollar spent at participating Hyatt hotels 2 points per dollar spent on local transit and commuting, at restaurants, on airline tickets purchased directly from the airline and on fitness club and gym memberships 1 point per dollar spent on all other purchases 4 points per dollar spent at participating Hyatt hotels 2 points per dollar spent on the top three of eight spending categories in each quarter 2 points per dollar spent at fitness clubs and for gym memberships 1 point per dollar spent on all other purchases Other benefits Annual free night certificate at a Category 1-4 Hyatt property every account anniversary Ability to earn a second free night certificate at a Category 1-4 Hyatt property by spending $15,000 during the calendar year Ability to earn two tier qualifying nights for every $5,000 spent Five elite night qualifying credits toward your next tier of status every year Ability to earn five tier qualifying nights for every $10,000 spent each calendar year Ability to receive 10% of redeemed points back for the remainder of the calendar year (up to 200,000 points back per year) after spending $50,000 or more on the card in a calendar year $50 Hyatt statement credits, earned up to two times each anniversary year World of Hyatt vs. World of Hyatt Business welcome offer The World of Hyatt Business Credit Card has a simple bonus: Earn 70,000 bonus points after spending $7,000 on purchases in the first three months from account opening.
This bonus is worth $1,120, based on TPG's July 2026 valuations .
The personal World of Hyatt Credit Card is currently offering up to 75,000 points:
This bonus is worth up to $1,200, per our valuations.
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