July 25, 2026 • 9 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. I've watched the same thing happen for almost 20 years.
Someone tells me they wish they could travel more using points and miles as I do, but that they assume it's too complicated or put off even getting started.
Then they take the leap. They finally sign up for a rewards card, earn a welcome bonus and book that first trip to Hawaii, Europe or somewhere they never thought they could afford.
The hardest part isn't finding an amazing redemption. It's deciding you're finally ready to start.
That's one of the biggest reasons we've written about this limited-time Chase Sapphire Preferred® Card (see rates and fees ) offer more than we normally would.
Last chance: Earn 100,000 bonus points on the Chase Sapphire Preferred after spending $5,000 on purchases in the first three months from account opening. Offer ends on July 30 at 3 p.m. ET.
It's not just because 100,000 points is a big number. It's because I've seen what happens when someone finally has enough points to stop dreaming about that trip and actually book it.
Instead of slowly earning toward a goal over several years, a welcome bonus like this can put that first award trip within reach almost immediately. And once someone experiences that first redemption, they almost never look back.
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Now we're down to the final few days to decide whether this offer, worth more than $2,000 according to TPG's July 2026 valuations , is right for you.
As someone who's been doing this for nearly two decades, I don't say this lightly: I think this is one of the best values I've seen on a $95 card.
But I want you to feel good about whatever you decide, so here are the three reasons I think this can be the card — and the bonus — that really changes the game for you .
The easiest way to understand why points and miles are so powerful is to actually have enough of them to book something amazing. And 100,000 Chase points qualify as a very nice stash.
That's exactly what makes a 100,000-point welcome bonus so different.
Instead of slowly collecting points over several years, you suddenly have enough to book trips like these:
Whether you redeem through Chase Travel or transfer your points to partners like United, World of Hyatt, Air Canada Aeroplan and others, the flexibility is one of the biggest reasons I've personally recommended Ultimate Rewards points for so many years.
Related: Who are the Chase Ultimate Rewards airline and hotel transfer partners?
The Chase Sapphire Preferred still has a $95 annual fee, the same price it launched with…