Travel & Tourism

Which of the 4 Wyndham Rewards credit cards is right for you?

Not sure which Wyndham credit card is right for you? Compare the Earner, Earner Plus, Earner Premier and Business cards side by side.

AAdmin
August 8, 2026
3 min read
Which of the 4 Wyndham Rewards credit cards is right for you?

Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Wyndham and Barclays refreshed their cobranded credit card portfolio in June, offering travelers four distinct options based on how often they stay with Wyndham and which benefits they value most.

The lineup now ranges from a no-annual-fee card for occasional Wyndham guests to a premium personal card designed for travelers who can maximize annual statement credits and elite perks, plus a business card for owners whose spending aligns with its bonus categories.

The right card depends on how often you stay with Wyndham, whether you value premium travel perks and which spending categories fit your everyday (or business) expenses.

Here's a closer look at each Wyndham Rewards credit card to help you decide which one deserves a spot in your wallet.

The information for the Wyndham Rewards Earner, Earner Plus, Earner Premier and Earner Business cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Here's an overview of each card, its annual fee and who it's best suited for:

Wyndham Rewards Earner® Card $0 Occasional Wyndham guests who don't want to pay an annual fee Wyndham Rewards Earner® Plus Card $95 Travelers who stay with Wyndham several times a year and want the best overall value Wyndham Rewards Earner® Premier Card $395 Travelers who can maximize statement credits and premium Wyndham benefits Wyndham Rewards Earner® Business Card $149 Business owners whose expenses align with the card's bonus categories Earner Best for: Occasional Wyndham guests who don't want to pay an annual fee

Welcome bonus: Earn up to 75,000 bonus points: Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days from account opening, plus 45,000 additional bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.

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If you stay with Wyndham once or twice a year, the Earner offers a simple, no-annual-fee way to earn points. It earns elevated rewards on Wyndham stays, plus bonus rewards on gas , electric vehicle charging, grocery (excluding Target and Walmart) and dining purchases, making it easy to keep earning between stays.

Cardholders also get automatic Gold status, with preferred room selection, late checkout (where available) and a 10% discount on award stays.

These are useful perks for occasional guests, but intentionally lighter than those on annual-fee cards. If you stay with Wyndham several times a year, the Earner Plus delivers greater long-term value.

To learn more, read our full review of the Earner .

Best for: Traveler…