Travel & Tourism

Your guide to the Chase Ink Business credit cards

Are you considering a business credit card? See how Chase's Ink Business Cash, Preferred, Premier and Unlimited compare.

AAdmin
August 23, 2026
3 min read
Your guide to the Chase Ink Business credit cards

Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. While Chase offers a robust portfolio of personal credit cards, the issuer also has a suite of business cards tailored to different types of companies and expenses.

Known as the Ink Business family, these credit cards earn either cash back or Chase Ultimate Rewards points. They generally offer lucrative welcome bonuses and high earning potential across multiple categories, making them a solid addition for many types of business owners.

Adding an Ink Business card to your wallet is a great way to separate personal and business finances. But you don't have to be a traditional business owner to qualify. In fact, selling products on Etsy, doing freelance writing or running another micro-business can make you eligible .

With this in mind, let's dive into these cards and see which works best for your business.

There are currently four Ink Business cards available:

Each card comes with its own welcome bonus, earning rates and annual fees, which we'll cover below.

All of these cards offer the following benefits:

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The Ink Business Cash, the Ink Business Premier and the Ink Business Unlimited earn cash-back rewards , while the Ink Business Preferred earns Chase Ultimate Rewards points .

Before we get into each card's details, it's important to note that if you carry other cards that earn transferable Ultimate Rewards points , you may be able to combine your rewards.

You can only combine your rewards from the Ink Business Cash, the Ink Business Preferred and the Ink Business Unlimited; rewards earned on the Ink Business Premier can't be combined with other cards or transferred.

Combining your rewards with one of these cards can further boost your earning and redemption options.

The Sapphire Reserve for Business is a premium business card from Chase that offers elevated perks. While it carries a $795 annual fee and isn't part of the Ink Business family, it's designed to deliver luxury travel and lifestyle benefits that may appeal to certain business owners.

For a detailed breakdown of its features and rewards, read our full review of the Sapphire Reserve for Business .

With the basics out of the way, let's learn more about each Ink Business card.

Welcome bonus: Earn $1,000 cash back after spending $8,000 on purchases in the first four months from account opening.

Who should apply? Despite being one of Chase's no-annual-fee business cards, the Ink Business Cash delivers strong value on everyday expenses. Its bonus categories are especially useful…