Toni Perkins Contributor Chris Nelson Chris Nelson Credit cards writer Chris Nelson is a credit cards writer for TPG. He specializes in budget travel, hotels, earning elite status through minimal spending and redeeming points for maximum value. also contributed to this story Aug. 26, 2026 • 8 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. No matter how carefully you plan your vacation, bad weather or mechanical delays can throw your trip off track without warning. That's why it's important to consider getting travel insurance to protect your trip.
Thankfully, many of the top travel rewards cards on the market include various travel protections automatically when you use your card to pay for your trip.
Credit card travel insurance can come to the rescue when your carefully planned trip goes sideways. And as most travelers eventually learn, things don't always go according to plan.
Depending on the card, coverage can kick in for illness, bad weather and other emergencies outside your control.
Here's a list of common travel protections included with many travel credit cards:
Related: What's covered by credit card travel accident and emergency evacuation insurance?
Not all credit cards offer travel insurance, and the cards that do aren't created equal. Some offer a relatively basic set of protections, while others cover everything from delayed baggage to trip cancellations and emergency evacuations.
Here are some of our favorite cards that offer travel protections:
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For more information, check out our list of the best cards with travel insurance .
Having travel insurance is one thing. Having travel insurance that actually gives you the coverage you need is another. Here's how the protections on some of our favorite cards compare:
American Express Platinum Card ($895 annual fee; see rates and fees ) Up to $10,000 per trip and up to $20,000 per eligible card per 12-month period* Up to $500 per covered trip after a delay of more than six hours, with a maximum of two claims per eligible card per 12-month period* None Emergency medical transportation may be provided at no cost when coordinated through and approved by the Premium Global Assist Hotline** American Express Gold Card ($325 annual fee; see rates and fees ) None Up to $300 per covered trip after a delay of more than 12 hours, with a maximum of two claims per eligible card per 12-month period* None No coverage; Global Assist Hotline can coordinate emergency medical assistance, but cardmembers are responsible for third-party costs** Capital…