Toni Perkins Contributor Augusta Stone Augusta Stone Credit cards writer Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards. also contributed to this story Aug. 30, 2026 • 9 min read Jump to section Facebook Twitter LinkedIn Copy URL Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. Editor's Note This is a recurring post, regularly updated with new information and offers. If you've been hesitant to apply for a small-business credit card because you're unsure where to start or if you're even eligible, you might find the process is a lot less intimidating than it seems.
American Express offers a large portfolio of business cards , so you're bound to find something that fits your business needs. In this guide, we'll break down the American Express business card requirements to help you answer some of the confusing application questions.
Related: Business credit cards: What they are and how they work
You don't need to own a traditional business with employees or a storefront to qualify for an Amex business card. Sole proprietors, freelancers and people earning money from a side hustle can also be eligible to apply .
That could include everything from driving for Uber or Lyft to selling items online. And you don't necessarily need to have formed an LLC or registered a separate business entity.
If you run your business by yourself and haven't established a separate business entity, you'll generally apply as a sole proprietor. In that case, you can typically use your own name as your legal business name, your home address as your business address and your Social Security number as your federal tax ID.
For example, Toni is a freelancer and uses her own name as her legal business name on card applications. If you've registered a business name or established a legal business structure, such as an LLC, you'll provide that information instead.
Related: What credit score do you need for business credit cards?
American Express offers a variety of business cards, so the best fit will depend on the type of rewards and benefits you're looking for.
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Want premium travel benefits and flexible Membership Rewards points The Business Platinum Card® from American Express Want to earn Membership Rewards points without paying an annual fee The Blue Business® Plus Credit Card from American Express (see rates and fees ) Want hotel perks and frequently stay with Hilton The Hilton Honors American Express Business Card Want airline perks and frequently fly Delta A Delta SkyMiles business American Express card Amex's Me…